Platform
Onboard & screen
KYC and customer onboarding Document capture, chip read, liveness and face match in one request KYB and ultimate beneficial owner (UBO) detection Ownership structures resolved down to the beneficial owner Video customer calls Compliant interviews in-platform, agents allocated at random Sanctions, PEP and adverse media screening Sanctions, PEP, adverse media and your own internal lists Open source intelligence Risk caught in the press months before the official lists
Monitor & rules
Real-time transaction monitoring Every event scored before the transaction completes Real-time risk scoring A score per customer and transaction that moves with behaviour Fraud detection Device, behaviour and network signals read together Rule and scenario engine Nested logic, free aggregation windows and callbacks from a rule Rule sandbox & simulation See a rule's alert volume before it goes live Plain language rule writingAI Describe the scenario in your own words, approve the draft
Investigate & govern
Alerts & case management Alerts become cases with an owner, a deadline and evidence AI-powered case investigationAI Every alert arrives already read and reasoned Rules from past fraudAI Turn cases you have already lived through into rules Automated reporting SAR/STR drafts and no-code reports from the same data Maker/checker, authorization and audit trail Second-pair-of-eyes approval and an immutable audit trail
Solutions
By use case
Customer onboarding: identity verification, KYB and onboarding risk score Sanctions compliance: screening, match verification, and decision logging Payment screening: real-time sanctions checks Continuous monitoring: tracking post-onboarding behavior Account takeover: detection through session, device, and behavioral signals Bonus abuse and multi-accounting: seeing the connection Chargebacks and payment fraud: catching them before the dispute Source of funds investigation: documenting where the money comes from Regulatory reporting: suspicious transaction reports and case data Crypto wallet screening: querying address history Merchant onboarding: knowing the business and the person behind it Employee screening: internal controls and periodic renewal
By team
Compliance teams: bearing the responsibility of the compliance officer Fraud and risk teams: changing rules with your own hands Engineering: integration, event model, and deployment Internal audit: tracing decisions back to their source
By region
MASAK compliance: obligations, reporting, and suspicion categories AMLA and EU regulations: the direct supervision framework The Balkans: Compliance infrastructure in Montenegro and Serbia Middle East and North Africa: multi-country compliance deployment
By industry
MASAK compliance and transaction monitoring in banking Fintech: managing rapid growth and compliance burden simultaneously Payment account and balance risk in electronic money institutions Merchant risk and KYB in payment institutions MASAK compliance and customer risk in the gaming and betting sector MASAK compliance and wallet risk for crypto asset service providers MASAK compliance in e-commerce, merchant and buyer risk Credit and financing: identity and fraud risk at the time of application Client, debtor and receivable risk in factoring MASAK compliance in insurance, beneficiary and source of funds risk MASAK compliance and merchant risk in marketplaces Money transfers: analyzing sender, receiver, and their relationship MASAK compliance and ultimate beneficial owners in capital markets
TruvaLI AI
The model
TruvaLI, our compliance model Our own model for AML, fraud and compliance work TruvaLI technical report Data, training method, evaluation and the roadmap in detail
Community
Community and social responsibility A free model, built with compliance professionals Open TruvaLI AI Free chat with TruvaLI, with a daily usage limit
Resources
Read
Regulatory News and Compliance Updates for AML Teams MASAK, AMLA and FATF changes, written for implementers AML and Fraud Detection Whitepapers and Guides Longer pieces on monitoring design and case workflow
Build
Truvali API Documentation and Integration Guides Endpoints, event schemas and integration guides AML and Fraud Transaction Monitoring Rule Library Ready typologies to adapt to your own segments Compliance and Fraud Prevention Events and Webinars Sessions with compliance and fraud practitioners
Trust
Security, Compliance and Certifications at Truvali What each certification covers, and what it does not Truvali Compliance Mapping for Turkish Payment and E-Money Regulations How Truvali maps to Turkish payment and e-money IT regulation Data Residency and On-Premise Deployment for AML Compliance On-premise deployment and customer-owned data
Company
Company
About Bitrelic The team behind Truvali, in Manisa and Podgorica Careers at Bitrelic: Build the Future of Truvali Engineering, compliance and risk roles Truvali Press and Media Center Announcements and coverage
Work with us
The Truvali Partner Programme Resellers, integrators and referral partners Contact Truvali Support and Sales Teams Phone, email and offices Contact Phone, email and offices. Enterprise Support and SLA for Truvali Dedicated support tiers for enterprise deployments
Legal
Legal and Security Framework MSA, DPA and the Turkish regulatory annex Data Privacy and Security in Truvali How customer and end-user data is handled Truvali API Status and System Availability Live availability of platform services
Resources
Blog

Compliance and Fraud Prevention Solutions

Truvali is an enterprise-grade compliance and fraud prevention platform designed to protect regulated businesses from financial crime. The platform enables financial institutions, payment providers, and gaming operators to monitor transactions, manage risk, and meet global regulatory standards in real time.

Real-Time Transaction Monitoring and Fraud Detection

Truvali delivers high-performance transaction monitoring and fraud detection to secure your operations. The platform analyzes every event in under 200 ms, allowing your team to block fraudulent activities and suspicious transactions before they settle.

By combining real-time risk scoring with historical data analysis, Truvali helps risk teams identify complex fraud patterns, account takeovers, and structured money laundering schemes without introducing friction for legitimate users.

Tailored Solutions by Industry

Different sectors face distinct regulatory pressures and operational risks. Truvali provides specialized configurations to address these unique challenges:

  • Banks and Fintechs: Scale your compliance operations with automated risk scoring, comprehensive audit trails, and seamless integration into core banking systems.
  • Payment and E-Money Institutions: Monitor high-volume merchant and peer-to-peer transactions with low-latency checks that keep payment flows uninterrupted.
  • Regulated Gaming Operators: Detect collusive play, bonus abuse, and suspicious funding patterns while maintaining compliance with local licensing authorities.

Flexible Deployment and Control

Truvali is built to adapt to your organization's security policies and infrastructure preferences. Developed by Bitrelic, with offices in Manisa (Türkiye) and Podgorica (Montenegro), the platform offers versatile deployment options:

  • On-Premise Deployment: Run Truvali entirely within your own infrastructure to maintain complete control over sensitive customer data and comply with strict local data residency laws.
  • Plain-Language Rule Engine: Compliance officers can write, test, and deploy detection rules using plain language, eliminating the need for constant engineering support.
  • Human-in-the-Loop Approvals: Ensure operational safety by holding newly created rules for peer review and human approval before they go live in production.
  • Pre-Analysed Cases: Reduce investigation times with an intuitive case management system where alerts arrive pre-analysed, presenting all relevant transaction history and risk factors in a single view.

Meeting Global Regulatory Standards

Operating across borders requires alignment with diverse and evolving regulatory frameworks. Truvali is designed to help compliance teams satisfy the stringent requirements of international bodies and local regulators.

The platform supports compliance with FATF recommendations, the EU AML package, and local regulatory bodies such as MASAK. By maintaining detailed, immutable logs of all automated decisions, rule changes, and analyst investigations, Truvali ensures your organization is always prepared for external audits and regulatory reporting.

Customer onboarding: identity verification, KYB and onboarding risk score Customer onboarding is the moment an institution proves it knows a person or company and measures their risk. TruvaLI consolidates identity verification, ultimate beneficial … Read → Sanctions compliance: screening, match verification, and decision logging Sanctions compliance means proving that your institution does not do business with sanctioned individuals or entities. TruvaLI extends screening to onboarding, transaction execution, and … Read → Payment screening: real-time sanctions checks Payment screening stops a transfer from reaching a sanctioned party before the transaction is completed. TruvaLI embeds screening directly into the payment flow: a … Read → Continuous monitoring: tracking post-onboarding behavior Continuous monitoring recognizes that risk measured at onboarding changes over time. TruvaLI evaluates every transaction against the customer's own history and declared profile, generating … Read → Account takeover: detection through session, device, and behavioral signals In an account takeover, credentials are valid but the person behind the account has changed. TruvaLI analyzes device, IP, session, and transaction behavior together … Read → Bonus abuse and multi-accounting: seeing the connection Bonus abuse does not look like a rule violation when examining individual accounts. TruvaLI uncovers account clusters linked through device, IP, payment method, and … Read → Chargebacks and payment fraud: catching them before the dispute By the time a chargeback arrives, the money is already gone, leaving you with nothing but evidence. TruvaLI analyzes signals at the moment of … Read → Source of funds investigation: documenting where the money comes from Source of funds investigation aims to determine where the money used in a transaction comes from and whether it aligns with the customer's known … Read → Regulatory reporting: suspicious transaction reports and case data The hardest part of regulatory reporting is not writing the report, but gathering the data that goes into it. The MASAK reporting form defines … Read → Crypto wallet screening: querying address history In crypto assets, risk lies not in the individual but in the history of the address. TruvaLI evaluates the wallet address against sanctions records, … Read → Merchant onboarding: knowing the business and the person behind it Merchant onboarding is about knowing a business and the real person behind it before bringing them into your payment flow. TruvaLI maps ownership structures, … Read → Employee screening: internal controls and periodic renewal Identity details of employees and candidates can be compared against sanctions, PEP, adverse media, and internal lists within your organization's legal and regulatory framework. … Read → Compliance teams: bearing the responsibility of the compliance officer A compliance officer's liability is personal, not corporate, and this responsibility demands proof. TruvaLI keeps rules, decisions, approvals, and reports on the same record, … Read → Fraud and risk teams: changing rules with your own hands In fraud prevention, the winner is the one who adapts fastest. TruvaLI empowers risk experts to write rules directly: drafts are generated from your … Read → Engineering: integration, event model, and deployment The integration effort lies not in how many endpoints you call, but in how well the event model fits your business. TruvaLI ingests the … Read → Internal audit: tracing decisions back to their source Internal audit looks at past decisions, not today's screens. TruvaLI stores the rule version, decision justification, approval chain, and access log alongside each event, … Read → MASAK compliance and transaction monitoring in banking Today, compliance officers log into four separate systems to evaluate a single customer: AML, identity verification, transaction monitoring, and advisory. Yet, MASAK's guide lists … Read → Fintech: managing rapid growth and compliance burden simultaneously Fintech growth is fast, but compliance teams are not. TruvaLI removes rule changes from the engineering queue and makes the alert load measurable before … Read → Payment account and balance risk in electronic money institutions In an electronic money institution, risk accumulates in the payment account itself, not in a single transaction. The MASAK guide for payment and electronic … Read → Merchant risk and KYB in payment institutions The MASAK guide for payment and e-money institutions lists 76 sector-specific suspicious transaction types. Of these, 22 relate directly to the onboarded merchant rather … Read → MASAK compliance and customer risk in the gaming and betting sector MASAK publishes a dedicated suspicious transaction report guide for gaming and betting operators, listing 68 sector-specific suspicious transaction types. Most relate not to the … Read → MASAK compliance and wallet risk for crypto asset service providers Crypto asset service providers are obliged parties under Law No. 5549, and MASAK publishes a dedicated suspicious transaction report guide for this group. The … Read → MASAK compliance in e-commerce, merchant and buyer risk MASAK's guide for e-commerce intermediary service providers looks beyond payment flows: product price, return rate, review patterns, buyer behavior, and geographic concentration. TruvaLI aggregates … Read → Credit and financing: identity and fraud risk at the time of application There are two distinct questions in a credit application: is the applicant really who they say they are, and will they pay it back. … Read → Client, debtor and receivable risk in factoring Factoring is the one product where the customer, the party that actually pays and the party whose signature secures the payment can be three … Read → MASAK compliance in insurance, beneficiary and source of funds risk In insurance, the policyholder, the insured, and the beneficiary can be different parties, and these relationships can change during the policy term. MASAK's guideline … Read → MASAK compliance and merchant risk in marketplaces E-commerce intermediary service providers are obliged parties under Law No. 5549, and MASAK publishes a dedicated suspicious transaction report guide for this group. A … Read → Money transfers: analyzing sender, receiver, and their relationship In money transfer operations, the sender, receiver, amount, frequency, country, transaction history, and the relationship between the parties must be evaluated together. Organizations providing … Read → MASAK compliance and ultimate beneficial owners in capital markets MASAK publishes a dedicated suspicious transaction report guide for investment trusts. Six of the sector-specific types focus on the same question: is the party … Read → MASAK compliance: obligations, reporting, and suspicion categories MASAK publishes separate suspicious transaction report guides for each obliged party group under Law No. 5549. These guides define not only which transactions are … Read → AMLA and EU regulations: the direct supervision framework AMLA, the European Union's authority for anti-money laundering and countering the financing of terrorism, was established by Regulation (EU) 2024/1620 and applies from 1 … Read → The Balkans: Compliance infrastructure in Montenegro and Serbia Montenegro and Serbia are among the jurisdictions evaluated by the Council of Europe's MONEYVAL committee. Both are aligning with the EU acquis, meaning the … Read → Middle East and North Africa: multi-country compliance deployment For institutions operating in the Middle East and North Africa, the challenge is not complying with a single regulation: country regulations, customer profiles, and … Read → KVKK: personal data protection in financial crime analysis The Law on Protection of Personal Data No. 6698 (KVKK) directly regulates how data used in financial crime and risk analysis must be protected. … Read → GDPR: technical and organizational measures in risk analysis GDPR directly defines the technical and organizational measures to be applied in risk management processes where personal and financial data are processed. Article 32 … Read →

Common questions

Can Truvali be deployed on-premise within our own data centers?
Yes, Truvali can run on-premise inside your own infrastructure, allowing your organization to maintain complete control over data residency and security. This deployment model is ideal for institutions with strict internal policies or local regulatory constraints regarding cloud data storage.
What is the latency of the transaction scoring engine?
Truvali scores each transaction event in under 200 milliseconds. This low-latency performance ensures that fraud detection and AML checks occur in real time without disrupting the user experience or delaying payment processing.
How are rules created and managed within the platform?
Rules in Truvali can be written in plain language, allowing compliance and fraud teams to create detection scenarios without writing code. For safety and governance, new rules can be held for human approval before they are deployed into the active production environment.