Platform
Onboard & screen
KYC and customer onboarding Document capture, chip read, liveness and face match in one request KYB and ultimate beneficial owner (UBO) detection Ownership structures resolved down to the beneficial owner Video customer calls Compliant interviews in-platform, agents allocated at random Sanctions, PEP and adverse media screening Sanctions, PEP, adverse media and your own internal lists Open source intelligence Risk caught in the press months before the official lists
Monitor & rules
Real-time transaction monitoring Every event scored before the transaction completes Real-time risk scoring A score per customer and transaction that moves with behaviour Fraud detection Device, behaviour and network signals read together Rule and scenario engine Nested logic, free aggregation windows and callbacks from a rule Rule sandbox & simulation See a rule's alert volume before it goes live Plain language rule writingAI Describe the scenario in your own words, approve the draft
Investigate & govern
Alerts & case management Alerts become cases with an owner, a deadline and evidence AI-powered case investigationAI Every alert arrives already read and reasoned Rules from past fraudAI Turn cases you have already lived through into rules Automated reporting SAR/STR drafts and no-code reports from the same data Maker/checker, authorization and audit trail Second-pair-of-eyes approval and an immutable audit trail
Solutions
By use case
Customer onboarding: identity verification, KYB and onboarding risk score Sanctions compliance: screening, match verification, and decision logging Payment screening: real-time sanctions checks Continuous monitoring: tracking post-onboarding behavior Account takeover: detection through session, device, and behavioral signals Bonus abuse and multi-accounting: seeing the connection Chargebacks and payment fraud: catching them before the dispute Source of funds investigation: documenting where the money comes from Regulatory reporting: suspicious transaction reports and case data Crypto wallet screening: querying address history Merchant onboarding: knowing the business and the person behind it Employee screening: internal controls and periodic renewal
By team
Compliance teams: bearing the responsibility of the compliance officer Fraud and risk teams: changing rules with your own hands Engineering: integration, event model, and deployment Internal audit: tracing decisions back to their source
By region
MASAK compliance: obligations, reporting, and suspicion categories AMLA and EU regulations: the direct supervision framework The Balkans: Compliance infrastructure in Montenegro and Serbia Middle East and North Africa: multi-country compliance deployment
By industry
MASAK compliance and transaction monitoring in banking Fintech: managing rapid growth and compliance burden simultaneously Payment account and balance risk in electronic money institutions Merchant risk and KYB in payment institutions MASAK compliance and customer risk in the gaming and betting sector MASAK compliance and wallet risk for crypto asset service providers MASAK compliance in e-commerce, merchant and buyer risk Credit and financing: identity and fraud risk at the time of application Client, debtor and receivable risk in factoring MASAK compliance in insurance, beneficiary and source of funds risk MASAK compliance and merchant risk in marketplaces Money transfers: analyzing sender, receiver, and their relationship MASAK compliance and ultimate beneficial owners in capital markets
TruvaLI AI
The model
TruvaLI, our compliance model Our own model for AML, fraud and compliance work TruvaLI technical report Data, training method, evaluation and the roadmap in detail
Community
Community and social responsibility A free model, built with compliance professionals Open TruvaLI AI Free chat with TruvaLI, with a daily usage limit
Resources
Read
Regulatory News and Compliance Updates for AML Teams MASAK, AMLA and FATF changes, written for implementers AML and Fraud Detection Whitepapers and Guides Longer pieces on monitoring design and case workflow
Build
Truvali API Documentation and Integration Guides Endpoints, event schemas and integration guides AML and Fraud Transaction Monitoring Rule Library Ready typologies to adapt to your own segments Compliance and Fraud Prevention Events and Webinars Sessions with compliance and fraud practitioners
Trust
Security, Compliance and Certifications at Truvali What each certification covers, and what it does not Truvali Compliance Mapping for Turkish Payment and E-Money Regulations How Truvali maps to Turkish payment and e-money IT regulation Data Residency and On-Premise Deployment for AML Compliance On-premise deployment and customer-owned data
Company
Company
About Bitrelic The team behind Truvali, in Manisa and Podgorica Careers at Bitrelic: Build the Future of Truvali Engineering, compliance and risk roles Truvali Press and Media Center Announcements and coverage
Work with us
The Truvali Partner Programme Resellers, integrators and referral partners Contact Truvali Support and Sales Teams Phone, email and offices Contact Phone, email and offices. Enterprise Support and SLA for Truvali Dedicated support tiers for enterprise deployments
Legal
Legal and Security Framework MSA, DPA and the Turkish regulatory annex Data Privacy and Security in Truvali How customer and end-user data is handled Truvali API Status and System Availability Live availability of platform services
Resources
Blog
Truvali Compliance and Fraud Prevention Resources

Truvali Compliance Mapping for Turkish Payment and E-Money Regulations

The Turkish regulatory annex outlines how the Truvali platform aligns with the specific IT and transaction monitoring requirements set by local financial authorities in Türkiye. This mapping helps banks, fintechs, payment institutions, and e-money issuers demonstrate compliance with MASAK guidelines and national financial crime prevention standards.

Schedule a demo Common questions

Regulatory Compliance for Turkish Payment and E-Money Institutions

Operating as a payment institution or e-money issuer in Türkiye requires strict adherence to local financial crime regulations. The Financial Crimes Investigation Board (MASAK) establishes the framework for preventing money laundering and terrorist financing. Additionally, local IT regulations dictate how financial data must be processed, stored, and monitored within the national infrastructure.

Truvali, developed by Bitrelic, provides the technical infrastructure necessary to meet these stringent requirements. By aligning transaction monitoring, fraud detection, and risk scoring with local expectations, Truvali ensures that compliance teams can operate without regulatory friction.

On-Premise Deployment and Data Sovereignty

One of the critical challenges for regulated entities in Türkiye is compliance with local data residency and IT infrastructure laws. Truvali addresses this directly by supporting flexible deployment models:

  • On-Premise Infrastructure: Truvali can run entirely on-premise inside the customer's own infrastructure, ensuring that sensitive financial data never leaves your controlled environment.
  • Local Data Control: By deploying within your local servers, you maintain full sovereignty over customer data, aligning with national IT regulations for payment and e-money institutions.

Real-Time Transaction Monitoring and Fraud Detection

MASAK and international standards like FATF require financial institutions to detect and prevent suspicious transactions immediately. Truvali delivers high-performance monitoring to meet these demands:

  • Sub-200 ms Latency: Risk scoring happens in under 200 ms per event, allowing you to block fraudulent transactions or flag suspicious activity without degrading the user experience.
  • Plain-Language Rules: Compliance officers can write and update detection rules in plain language. This removes the dependency on IT departments and speeds up response times to new fraud patterns.
  • Human-in-the-Loop Approvals: New rules can be held for human approval before going live, preventing accidental disruptions to legitimate transaction flows.

Streamlined Case Management for Compliance Teams

When suspicious activity is detected, compliance teams must act quickly to investigate and, if necessary, file a SAR. Truvali simplifies this workflow:

  • Pre-Analysed Cases: Alerts do not arrive as raw data. Every case arrives pre-analysed, presenting the investigator with the exact triggers, risk scores, and historical context needed to make a decision.
  • Audit Trails: Every action taken within the platform is logged, providing a clear audit trail for internal reviews and official MASAK audits.

Alignment with Global and Regional Standards

While Truvali is tailored to meet Turkish regulatory expectations, its architecture is built on global best practices. The platform helps institutions align with FATF recommendations, AMLA guidelines, and the evolving EU AML package. This dual alignment makes Truvali an ideal solution for Turkish fintechs looking to expand regionally or integrate with international payment networks.

Common questions

Can Truvali be deployed entirely within our own local servers in Türkiye?
Yes, Truvali can run on-premise inside the customer's own infrastructure. This deployment model ensures complete compliance with Turkish data residency and IT regulations for payment and e-money institutions.
How fast does Truvali process and score transactions for fraud?
Truvali performs risk scoring in under 200 ms per event. This ultra-low latency allows payment institutions to detect and block suspicious transactions in real time without impacting the customer experience.
Do we need software developers to update our AML and fraud rules in Truvali?
No, rules in Truvali can be written in plain language by compliance officers without coding knowledge. Additionally, new rules can be held for human approval to ensure safety before they are deployed to production.
Where is the company behind Truvali located?
Truvali is developed by Bitrelic. The company operates with offices located in Manisa, Türkiye, and Podgorica, Montenegro.

Related

Regulatory News and Compliance Updates for AML Teams Regulatory news in the financial crime sector refers to the continuous stream of updates, policy changes, and legislative amendments issued by global … Read → AML and Fraud Detection Whitepapers and Guides Our collection of whitepapers and guides provides technical and regulatory blueprints for designing transaction monitoring systems and optimizing compliance workflows. These resources … Read → Truvali API Documentation and Integration Guides The Truvali API documentation provides the technical specifications, event schemas, and integration workflows required to connect your core systems to our financial … Read → AML and Fraud Transaction Monitoring Rule Library A transaction monitoring rule library is a curated collection of pre-configured detection scenarios and risk typologies used to identify financial crime. These … Read → Compliance and Fraud Prevention Events and Webinars Truvali events and webinars are interactive, expert-led sessions designed for compliance officers and fraud prevention professionals in regulated industries. These sessions provide … Read → Security, Compliance and Certifications at Truvali Security and compliance certifications define the technical and operational safeguards that protect sensitive financial data within enterprise software. For regulated institutions, these … Read →