Platform
Onboard & screen
KYC and customer onboarding Document capture, chip read, liveness and face match in one request KYB and ultimate beneficial owner (UBO) detection Ownership structures resolved down to the beneficial owner Video customer calls Compliant interviews in-platform, agents allocated at random Sanctions, PEP and adverse media screening Sanctions, PEP, adverse media and your own internal lists Open source intelligence Risk caught in the press months before the official lists
Monitor & rules
Real-time transaction monitoring Every event scored before the transaction completes Real-time risk scoring A score per customer and transaction that moves with behaviour Fraud detection Device, behaviour and network signals read together Rule and scenario engine Nested logic, free aggregation windows and callbacks from a rule Rule sandbox & simulation See a rule's alert volume before it goes live Plain language rule writingAI Describe the scenario in your own words, approve the draft
Investigate & govern
Alerts & case management Alerts become cases with an owner, a deadline and evidence AI-powered case investigationAI Every alert arrives already read and reasoned Rules from past fraudAI Turn cases you have already lived through into rules Automated reporting SAR/STR drafts and no-code reports from the same data Maker/checker, authorization and audit trail Second-pair-of-eyes approval and an immutable audit trail
Solutions
By use case
Customer onboarding: identity verification, KYB and onboarding risk score Sanctions compliance: screening, match verification, and decision logging Payment screening: real-time sanctions checks Continuous monitoring: tracking post-onboarding behavior Account takeover: detection through session, device, and behavioral signals Bonus abuse and multi-accounting: seeing the connection Chargebacks and payment fraud: catching them before the dispute Source of funds investigation: documenting where the money comes from Regulatory reporting: suspicious transaction reports and case data Crypto wallet screening: querying address history Merchant onboarding: knowing the business and the person behind it Employee screening: internal controls and periodic renewal
By team
Compliance teams: bearing the responsibility of the compliance officer Fraud and risk teams: changing rules with your own hands Engineering: integration, event model, and deployment Internal audit: tracing decisions back to their source
By region
MASAK compliance: obligations, reporting, and suspicion categories AMLA and EU regulations: the direct supervision framework The Balkans: Compliance infrastructure in Montenegro and Serbia Middle East and North Africa: multi-country compliance deployment
By industry
MASAK compliance and transaction monitoring in banking Fintech: managing rapid growth and compliance burden simultaneously Payment account and balance risk in electronic money institutions Merchant risk and KYB in payment institutions MASAK compliance and customer risk in the gaming and betting sector MASAK compliance and wallet risk for crypto asset service providers MASAK compliance in e-commerce, merchant and buyer risk Credit and financing: identity and fraud risk at the time of application Client, debtor and receivable risk in factoring MASAK compliance in insurance, beneficiary and source of funds risk MASAK compliance and merchant risk in marketplaces Money transfers: analyzing sender, receiver, and their relationship MASAK compliance and ultimate beneficial owners in capital markets
TruvaLI AI
The model
TruvaLI, our compliance model Our own model for AML, fraud and compliance work TruvaLI technical report Data, training method, evaluation and the roadmap in detail
Community
Community and social responsibility A free model, built with compliance professionals Open TruvaLI AI Free chat with TruvaLI, with a daily usage limit
Resources
Read
Regulatory News and Compliance Updates for AML Teams MASAK, AMLA and FATF changes, written for implementers AML and Fraud Detection Whitepapers and Guides Longer pieces on monitoring design and case workflow
Build
Truvali API Documentation and Integration Guides Endpoints, event schemas and integration guides AML and Fraud Transaction Monitoring Rule Library Ready typologies to adapt to your own segments Compliance and Fraud Prevention Events and Webinars Sessions with compliance and fraud practitioners
Trust
Security, Compliance and Certifications at Truvali What each certification covers, and what it does not Truvali Compliance Mapping for Turkish Payment and E-Money Regulations How Truvali maps to Turkish payment and e-money IT regulation Data Residency and On-Premise Deployment for AML Compliance On-premise deployment and customer-owned data
Company
Company
About Bitrelic The team behind Truvali, in Manisa and Podgorica Careers at Bitrelic: Build the Future of Truvali Engineering, compliance and risk roles Truvali Press and Media Center Announcements and coverage
Work with us
The Truvali Partner Programme Resellers, integrators and referral partners Contact Truvali Support and Sales Teams Phone, email and offices Contact Phone, email and offices. Enterprise Support and SLA for Truvali Dedicated support tiers for enterprise deployments
Legal
Legal and Security Framework MSA, DPA and the Turkish regulatory annex Data Privacy and Security in Truvali How customer and end-user data is handled Truvali API Status and System Availability Live availability of platform services
Resources
Blog

The Truvali AML and Fraud Detection Platform

Truvali is an enterprise-grade financial crime compliance platform that unifies transaction monitoring, fraud detection, and case management into a single system. Built by Bitrelic, the platform enables regulated institutions to detect suspicious activity, automate investigations, and meet global regulatory standards in real time.

Real-Time Transaction Monitoring and Fraud Detection

Truvali protects your institution by analyzing transactions and user behavior as they occur. The platform evaluates risk and scores every event in under 200 ms, allowing you to block fraudulent transfers, flag suspicious patterns, and prevent financial crime without disrupting legitimate user experiences.

By combining rule-based logic with advanced detection models, Truvali identifies complex financial crime patterns across multiple channels. The platform is designed for:

  • Banks and Fintechs: Secure retail and corporate payment flows.
  • Payment and E-money Institutions: Monitor high-volume merchant and peer-to-peer transfers.
  • Regulated Gaming Operators: Detect money laundering, bonus abuse, and account takeover attempts.

Flexible Deployment and Data Sovereignty

Financial institutions operate under strict data privacy and security mandates. To support these requirements, Truvali offers flexible deployment options. The platform can run on-premise inside the customer's own infrastructure or within a secure private cloud environment. This deployment flexibility ensures that sensitive customer data never leaves your controlled perimeter, helping you comply with local data residency laws.

Intuitive Rule Engine and Human-in-the-Loop Governance

Compliance teams must adapt quickly to emerging fraud trends and changing regulatory landscapes. Truvali features a no-code rule builder where compliance officers can write and test detection rules in plain language.

To maintain strict operational control, the platform supports robust governance workflows. New or modified rules can be held for human approval before they are deployed to production. This prevents accidental disruptions and ensures that all detection logic undergoes proper internal review.

Streamlined Case Management and Investigations

When a transaction triggers an alert, Truvali minimizes investigation times by presenting pre-analysed cases to your compliance team. Instead of gathering data from disparate systems, investigators receive a unified view containing:

  • The exact rule or risk model triggered.
  • Historical transaction context and behavioral baselines.
  • Associated entity profiles and risk scores.

This automated pre-analysis allows analysts to make fast, accurate decisions, reducing false positives and accelerating the filing of SARs when necessary.

Meeting Global Regulatory Standards

Truvali is built to align with the stringent requirements of international regulators and standard-setting bodies. The platform provides the auditability, reporting templates, and detection coverage needed to satisfy:

  • FATF recommendations on risk-based transaction monitoring.
  • MASAK regulations for financial institutions operating in Türkiye.
  • AMLA and the wider EU AML package requirements for European markets.

Developed by Bitrelic, with offices in Manisa (Türkiye) and Podgorica (Montenegro), Truvali combines regional regulatory expertise with world-class software engineering.

KYC and customer onboarding KYC (Know Your Customer) is the process by which an institution reliably verifies its customer's identity before onboarding. TruvaLI executes this process by combining … Read → Uncover Hidden Networks: TruvaLI Network Detection Detect organized crime networks that traditional AML rules may miss by identifying digital footprints linked to tactics such as money mules and smurfing (structuring). … Read → KYB and ultimate beneficial owner (UBO) detection KYB (Know Your Business) is the process by which an institution verifies its legal entity customers, their ownership structure, and the natural persons behind … Read → Video customer calls Video customer calls verify identity via a live connection with an agent during remote identity verification. TruvaLI provides this infrastructure natively within the platform, … Read → Sanctions, PEP and adverse media screening Sanctions screening checks whether a customer or counterparty is on national or international sanctions lists. TruvaLI runs this check alongside PEP records, adverse media … Read → Open source intelligence Open source intelligence (OSINT) systematically screens public publications to turn them into risk indicators. TruvaLI continuously monitors your defined news sources, flagging individuals and … Read → Creating your own screening lists Sanction and PEP lists are pre-integrated, but the custom lists an institution actually needs do not: industry-specific watchlists, official gazette decisions, and internal blacklists. … Read → Real-time transaction monitoring Real-time transaction monitoring is the process of evaluating and deciding on a transaction based on custom risk scenarios before it is completed. TruvaLI does … Read → Real-time risk scoring Risk scoring condenses the risk of a customer or transaction into a single measurable value to streamline decision-making. TruvaLI maintains this score not as … Read → Fraud detection Fraud detection is the process of identifying indicators that a transaction or account belongs to an attacker rather than the legitimate user before the … Read → Rule and scenario engine The rule engine is the component where compliance and risk teams define their own scenarios and apply them to every incoming event. TruvaLI's engine … Read → Rule sandbox & simulation Rule simulation is the process of running a newly created scenario against historical data to measure what it would generate before it goes live. … Read → Plain language rule writing Plain language rule writing allows you to describe a risk scenario in your own operational language instead of technical syntax, converting it into an … Read → Alerts & case management Case Management is the process of turning generated alerts into reviewable, explainable, and auditable records. In TruvaLI, each alert becomes a structured case with … Read → AI-powered case investigation AI-powered case investigation evaluates alerts before they reach the compliance analyst, converting them into reasoned pre-analyses. Instead of starting from scratch with a blank … Read → Rules from past fraud Generating rules from past cases means analyzing fraud incidents previously experienced by the institution and turning them into scenarios designed to detect similar patterns. … Read → Automated reporting Automated reporting is the process of preparing regulatory notifications and internal reports without the need to manually collect data. TruvaLI generates both suspicious transaction … Read → Maker/checker, authorization and audit trail The governance layer determines who can perform which actions in the system and how every operation is recorded. In TruvaLI, no decision goes live … Read → On-premise deployment On-premise deployment means running software on your own infrastructure rather than the provider's cloud. TruvaLI is deployed using this model, ensuring that customer data, … Read →

Common questions

What is the latency of the Truvali scoring engine?
The Truvali platform scores every transaction event in under 200 milliseconds. This ultra-low latency allows banks and payment providers to block fraudulent transactions in real time before funds leave the institution.
Can Truvali be deployed on-premise?
Yes, Truvali can run on-premise inside the customer's own infrastructure or within their private cloud. This ensures complete data sovereignty and helps institutions comply with strict local data residency and privacy regulations.
How are new detection rules managed and approved in the platform?
Rules in Truvali can be written in plain language by compliance teams without writing code. For safety and governance, any new or modified rules can be held for human approval, requiring a second compliance officer to review and authorize them before they go live.